Memphis Tenn. Voted a great city to buy a Home.

10 cities for real-estate stealsBy Luke Mullins of U.S. News & World Report

1. Memphis, Tenn.
Higher home values pushed the price-to-income ratio in Memphis to nearly 5 in the first quarter of 2006 — sharply above its 2.13 average for the 15 years ending in 2003. But the subsequent 17.5% decline in home prices has restored affordability to the market. Through the third quarter of 2009, the price-to-income ratio in Memphis was just 1.17, which is significantly below its 15-year average. But while the Memphis market appears to be stabilizing, prices may not have reached bottom yet, according to Moody's Economy.com. A large number of mortgage delinquencies threaten to bring additional inventory to the market through foreclosure. That, in turn, may drag prices still lower.

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